How Long Do I Have to File a Construction Accident Claim?

There’s no waiting period if you want to file a claim for a construction accident claim. You can initiate an insurance claim right immediately after the accident occurs.

If you delay filing an insurance claim, you risk losing your right to compensation through the statute of limitations. An insurance company may also question the severity of your injury if you submit an insurance claim days or weeks after the incident.

Consider engaging a trusted construction accident attorney for legal support and advice on filing an insurance claim or lawsuit.

How to File a Construction Accident Claim

While it is crucial to file a construction accident claim immediately after the incident, the best time to file a claim is when you have:

Obtained medical treatment
Conducted a complete assessment of the damages you’ve sustained after your accident
Gathered necessary evidence to support your case
Consulted a construction accident attorney to protect your interest in the case

Here’s how to file a construction accident claim:

Step 1: Seek Medical Attention

Your priority after a construction accident is to seek immediate medical attention. Ensure a health practitioner examines you and prescribes a treatment plan, even for minor injuries. In most cases, symptoms of minor injuries appear days or weeks after the injury.

Visiting a medical health provider will create a paper trail for your injuries that you can later use to file an insurance claim or lawsuit.

Step 2: Report the Workplace Injury

After you’ve addressed the immediate health concerns, you need to report the incident to the employer. There are laws in many states requiring injured victims to write an incident report within a prescribed window.

If your state has no such statute, prompt reporting is a bonus to your case. For instance, timely reporting will accelerate your workers’ compensation claim and reduce delays.

Step 3: Gather Evidence

Gather as much information about your accident as possible.

Here are a few pieces of evidence that can help your case:

Witness contact information
Medical records
Correspondence with your employer
Images of the accident scene

Step 4: File an Insurance Claim

Most construction workers can obtain compensation under worker’s compensation insurance. Worker’s compensation insurance compensates workers who sustain work-related injuries and illnesses.

You can file a workers’ compensation claim by contacting the employer’s insurance provider.

Speak to an Experienced Construction Accident Attorney to Discover Your Options

Some people sustain minor injuries and assume the need to file an insurance claim. Even so, some injuries develop into complications whose recovery requires hefty medical expenses. An experienced attorney can advise you on proper timings to protect your personal injury rights.

The Barnes Firm have resolved over 150,000 accident cases, giving us a competitive edge to represent you.

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Written by The Barnes Firm, reviewed by Richard Barnes

Rich Barnes

President

Richard Barnes – President of The Barnes Firm

Richard Barnes: “As President of The Barnes Firm, I have dedicated my career to achieving justice in hundreds of cases for the victims of injuries caused through the fault of others. Additionally, I have been honored to have been elected Best Lawyer and a Super Lawyer”

Years of Experience: 30+ years
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