Is California An At-Fault or No-Fault Insurance State?
Whether you live in a state where your insurance is governed by a no-fault or at-fault regime can play a serious part in how you handle the aftermath of a car accident.
What’s the difference? No-fault law requires all drivers to carry personal injury protection insurance. This provides drivers with easy access to health insurance if they are injured in a car accident.
No-fault accident laws are more than a little contested. This is mostly because it is perceived as expensive and redundant – due to the fact that most drivers already have health insurance.
Regardless of whether you think they’re right or wrong, you still must abide by them if you live in a state that practices them. If you’ve been in a no-fault accident, you probably want to know more details and if your insurance rate will go up. Keep reading to learn what you need to know.