Who Is the Best Lawyer to Sue an Insurance Company?

When seeking legal counsel to sue an insurance company, there are many important considerations to take into account. Of course, you want the best attorney that you can find within the boundaries of your budget. But there are many different reasons why somebody would sue an insurance company, which means that there is no single “best” lawyer for all lawsuits against insurance providers.

In order to find the “best” lawyer for suing an insurance provider, you have to look for an attorney who is best suited for your specific circumstances. So, two questions you should ask yourself right now are, “Why do I want to sue?” and, “Whose insurance company do I want to sue?” There are a few misconceptions about suing insurance providers, as many folks think they can sue an at-fault driver’s insurance company for injuries sustained during an accident — that’s technically not how it works. Keep reading for a deeper explanation as to why that is the case, and for help tracking down the best lawyer for your legal circumstances.

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Choosing The Right Lawyer For You

The first step toward filing a successful claim is talking to your doctor. Only a medical professional can diagnose, treat and document injuries stemming from an accident. Once they’ve confirmed your injuries are the result of an accident, you’ll want to find the best attorney for your case. You’ll not only want an attorney familiar with the state laws that are applicable to your case, but also the local laws and ordinances that could help maximize your recovery. It’s ALWAYS wise to do your research, and look at what each attorney in your area focuses on.

For example, if you were in a car accident, you’ll want a lawyer with extensive experience helping car accident victims get the best possible results. 

If you’ve been in a construction accident, it’s best to find a lawyer who’s helped other workers get substantial recoveries for their clients in the construction business. 

Lawyer Client Meeting

You’ll want to find an attorney who has experience working on cases similar to yours. A good place to start is by reviewing attorney profiles to help determine if their experience is the right fit for your case. Some law firms, like The Barnes Firm, work together as a team to help their clients maximize their compensation while other law firms may have just a single attorney who juggles different types of cases from divorces, to criminal law to personal injury.

As with any profession, those who focus on a specific practice often do it most effectively.

Why Are You Suing an Insurance Company?

There are many reasons why somebody would want to sue an insurance provider. In each case, you’d want to be represented by an attorney who has helped clients who were in similar situations to your own. In other words, if you are suing your own insurance company for not fulfilling the terms of your policy, the “best” lawyer for you is someone with a reputation for winning lawsuits against insurance providers who breached their contract with the policyholder. The list below outlines the many reasons why people sue insurance companies.

Reasons to Sue an Insurance Company: 

●     Breach of Contract

●     Bad Faith

●     Low Settlement Offer

●     Claim Denial

●     Failure to Defend Policyholder in Legal Proceedings


If you are suing your insurance provider for one of the reasons listed above, you have some ground to stand on. However, if you want to sue someone else’s insurance provider, you’re technically just suing that individual, not their insurance company — even if the insurance company defends their policyholder in court.

Insurance Agent Inspecting Car After Accident

Whose Insurance Company Are You Suing?

This is a key question that must be answered before diving into a lawsuit.

In most cases, you won’t be suing an insurance company at all. Many people can get confused and think that the insurance company is the party being sued because it provides legal representation on behalf of the defendant (the person at fault for an accident). In many cases, the insurance company helps the defendant pay compensation – so it’s their goal to pay accident victims as little as possible. That’s why it’s also important to have a solid legal team on your side to fight for what’s fair.

In most cases, your legal team will identify the person who’s responsible for an accident, and hold them liable for financially compensating those who were needlessly injured. When you receive a financial settlement from the defendant’s insurance provider, you won a lawsuit against the defendant — not their insurance company. There are also cases where the defendant, who is responsible for injuries sustained by the complainant, has no insurance, but if the complainant has underinsured motorist coverage, they can sue their own insurance provider for failure to provide compensation (if applicable).

How to Find the Best Legal Counsel

There are many ways to determine who is the best lawyer for your specific circumstances. So, now that you understand how to narrow your search efforts, you should familiarize yourself with some of the resources that help link regular people to effective, trustworthy attorneys. Organizations like Super Lawyers, The Best Lawyers in America, and the Million Dollar Advocates Forum, are groups that acknowledge the most successful attorneys in America — if you can find a representative who has been recognized by one or more of these groups, that’s a good sign. Additionally, when you think you may have found the attorney best suited for your legal needs, go check out their website. See if they have any awards, accreditations, or memberships with groups like Super Lawyers and the Million Dollar Advocates Forum.

injury attorney meeting client in office

Contact The Barnes Firm for Passionate Legal Representation

Has your insurance provider failed to abide by the policy that you agreed to when you signed on the dotted line? If so, one of the best personal injury lawyers at The Barnes Firm can help you file a lawsuit against the insurance company and obtain the compensation you deserve. Whether they failed to provide legal defense as required, acted in bad faith, or simply denied your insurance claim, you can rest assured that our team can handle the case. We will work tirelessly and fight by your side to ensure that you get the benefits that you’ve been expecting since you signed your insurance policy. If you are interested in suing your insurance provider, contact The Barnes Firm today for a free legal consultation, and we will determine how strong your case is.