24 January, 2023
Being involved in a motor vehicle accident can be a stressful experience, especially if the negligent driver does not have insurance. If you or a loved one were injured in an accident caused by an uninsured driver, you can still seek financial compensation and file an accident claim.
Uninsured (UM) or underinsured (UIM) motorist insurance covers your injuries and damages in an accident if the other driver does not have any, or enough, auto insurance coverage. At The Barnes Firm, our team of personal injury lawyers have many years of combined experience dealing with insurance companies and various types of auto insurance coverage. Our attorneys are knowledgeable in UM and UIM coverage and will work hard to get you the best result possible for your accident case. Call us today at (800) 800-0000 for a FREE case evaluation. It could be the best call you make.
In New York State, uninsured motorist coverage (UM) is mandatory and covers accidents when the negligent driver:
The minimum requirement for UM coverage in New York is $25,000 per person and $50,000 per accident.
Supplementary underinsured motorist coverage (SUM) is optional in New York. SUM coverage applies when your damages exceed the policy limits of the at-fault drivers insurance coverage. Purchasing SUM further protects you if you are injured in a motor vehicle accident by an uninsured or underinsured driver.
In California, both uninsured and underinsured motorist insurance coverage are optional and can be added to your auto insurance policy. Our team of auto accident attorneys recommend purchasing UM/UIM coverage, so you are protected in the event you are involved in an accident when:
When purchasing auto insurance in California, insurance companies are legally required to offer uninsured and underinsured motorist coverage.
It is always a good idea to consult with a skilled personal injury lawyer at The Barnes Firm before speaking with an insurance company. Understanding UM, UIM, and SUM claims can be complicated without the help of an experienced attorney guiding you through the process. Our team of personal injury attorneys at The Barnes Firm can help you get the financial compensation you deserve after an accident with an uninsured driver.
It is always a good idea to consult with a skilled personal injury lawyer at The Barnes Firm before speaking with an insurance company. Understanding UM, UIM, and SUM claims can be complicated without the help of an experienced attorney guiding you through the process. Our team of personal injury attorneys at The Barnes Firm can help you get the financial compensation you deserve after an accident with an uninsured driver.
If you or a loved one were injured by an uninsured or underinsured driver, The Barnes Firm is here to help. When you partner with our Firm, our team of attorneys will evaluate your case for FREE, help answer any questions you have, review and investigate your accident, what led up to it, and the circumstances surrounding it, hold all negligent parties responsible, and negotiate with the insurance company so you can focus on recovering from your injuries.
Our trusted team of lawyers will guide you on how to make an uninsured or underinsured motorist claim and work hard to help you get the best result possible. Call The Barnes Firm today at (800) 800-0000 for a FREE case evaluation.
Written by The Barnes Firm, reviewed by Richard Barnes
Rich Barnes
President
Richard Barnes: “As President of The Barnes Firm, I have dedicated my career to achieving justice in hundreds of cases for the victims of injuries caused through the fault of others. Additionally, I have been honored to have been elected Best Lawyer and a Super Lawyer”
Years of Experience: 30+ years
LinkedIn Profile: Richard Barnes
Getting our clients the best results possible.
or call us at
(800) 800-0000
“I had an outstanding experience with The Barnes Firm, thanks to Nahuel Cruz and Aybike Donuk. Their professionalism, expertise, and dedication were evident through...
“Both Jeff Bodily and Mayra Wallis were wonderful to deal with. Very professional, knowledgeable, supportive and helped me navigate through a very stressful time af...
“My personal Injury Attorney was Jake Otis, he provided accurate timely advise and encouragement throughout the process. He is a true gentleman , his knowledge and ...
“I’ve had an exceptional experience with Mory Ahmadi, Esq. from the Barnes Firm. Mory’s professionalism, knowledge of personal injury law, and compassionate app...
“My personal injury lawyer was The Barnes Firm, they helped me with my injury lawsuit. I can’t thank them enough! John Sheehan and his team were there for me ever...
“I had a great experience working with Richard Amico and his team. They were responsive to my questions and got me a great settlement. They definitely were working ...
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by attorney president Rich Barnes who has more than 30+ years of legal experience as a practicing personal injury trial attorney.
The Barnes Firm is here to help you. Our personal injury firm helps individuals and their families who
have suffered an injury in an accident.
Whether your car crash was minor or serious, any injuries sustained in an accident can be painful and costly.
All motorcycle accidents are different, the compensation you receive will depend on the circumstances surrounding your accident.
A truck accident can be catastrophic, even in low-impact crashes, if you or your family are involved, you may be entitled to significant financial compensation.
There are dozens of accidents involving school buses each year, most commonly, involving children outside a school bus.
Explore Articles Related to Your Situation
People across the U.S. often seek the help from the civil courts to recover losses or injuries ...
read more
Whiplash is a type of neck injury caused when a person is whipped back and forth forcefully, ...
read more
Main Difference Between a Workers' Compensation and Personal Injury Claim If you sustained a j...
read more
As a trusted personal injury law firm, The Barnes Firm understands that claimants have lots of ...
read moreWe are always available to discuss your case. Give us a call at (800) 800-0000.
Fill out our form and we will contact you shortly to discuss your case
Our attorneys will come to your home, office or hospital at your convenience.
We are available anytime, including after hours and
weekends.
420 Lexington Avenue
Suite #2140
New York, NY 10170
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
600 Old Country Road
Suite #425
Garden City, NY 11530
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
500 Pearl Street
Suite #700
Buffalo, NY 14202
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
451 Grider Street
Buffalo, NY 14215
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
28 East Main Street
Suite #600
Rochester, NY 14614
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
633 West 5th Street
Suite #1750
Los Angeles, CA 90071
Phone: (800) 800-0000
Fax: +1 (888) 800-7050
555 12th Street
Suite #1470
Oakland, CA 94607
Phone: (800) 800-0000
Fax: +1 (888) 800-7050
655 W. Broadway
Suite #940
San Diego, CA 92101
Phone: (800) 800-0000
Fax: +1 (888) 800-7050
