What is Underinsured Motorist Coverage? (SUM)
Supplemental Underinsured Motorist (SUM) and Uninsured Motorist coverage are important parts of your insurance policy. These parts give you and your family some coverage, if you suffer any damages in a car accident and the other driver is uninsured.
If the driver who causes your accident is underinsured, this policy can serve as supplemental coverage to help pay for repairs, medical bills and other costs associated with a car accident.