Supplemental Underinsured Motorist (SUM) and Uninsured Motorist coverage are important parts of your insurance policy. These parts give you and your family some coverage, if you suffer any damages in a car accident and the other driver is uninsured.
If the driver who causes your accident is underinsured, this policy can serve as supplemental coverage to help pay for repairs, medical bills and other costs associated with a car accident.
Here’s an actual example of how SUM coverage works:
A driver has a minimum liability coverage of $15,000, and you have a $100,000 SUM/UM condition, then the most you could recover is $100,000 – and your SUM/UM condition would cover the additional $85,000 to meet your policy limit of $100,000.
,h3>The Barnes Firm’s Best Car Accident Lawyers Are Here To Help
There are many situations in which your SUM/UM coverage could be used, and it is wise to make sure that you are properly covered for these situations.
If you’d like to review your auto insurance policy coverage, or if you have any questions on whether your insurance will cover any injuries or damages, The Barnes Firm has car accident attorneys available to answer your questions 24/7. Contact us today for a FREE consultation.
The Barnes Firm 1-(800) 800-0000
Getting our clients the best results possible.
or call us at
(800) 800-0000
“I had an outstanding experience with The Barnes Firm, thanks to Nahuel Cruz and Aybike Donuk. Their professionalism, expertise, and dedication were evident through...
“Both Jeff Bodily and Mayra Wallis were wonderful to deal with. Very professional, knowledgeable, supportive and helped me navigate through a very stressful time af...
“My personal Injury Attorney was Jake Otis, he provided accurate timely advise and encouragement throughout the process. He is a true gentleman , his knowledge and ...
“I’ve had an exceptional experience with Mory Ahmadi, Esq. from the Barnes Firm. Mory’s professionalism, knowledge of personal injury law, and compassionate app...
“My personal injury lawyer was The Barnes Firm, they helped me with my injury lawsuit. I can’t thank them enough! John Sheehan and his team were there for me ever...
“I had a great experience working with Richard Amico and his team. They were responsive to my questions and got me a great settlement. They definitely were working ...
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by attorney president Rich Barnes who has more than 30+ years of legal experience as a practicing personal injury trial attorney.
We are always available to discuss your case. Give us a call at (800) 800-0000.
Fill out our form and we will contact you shortly to discuss your case
Our attorneys will come to your home, office or hospital at your convenience.
We are available anytime, including after hours and
weekends.
420 Lexington Avenue
Suite #2140
New York, NY 10170
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
600 Old Country Road
Suite #425
Garden City, NY 11530
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
500 Pearl Street
Suite #700
Buffalo, NY 14202
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
451 Grider Street
Buffalo, NY 14215
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
28 East Main Street
Suite #600
Rochester, NY 14614
Phone: (800) 800-0000
Fax: +1 (800) 853-5153
633 West 5th Street
Suite #1750
Los Angeles, CA 90071
Phone: (800) 800-0000
Fax: +1 (888) 800-7050
555 12th Street
Suite #1470
Oakland, CA 94607
Phone: (800) 800-0000
Fax: +1 (888) 800-7050
655 W. Broadway
Suite #940
San Diego, CA 92101
Phone: (800) 800-0000
Fax: +1 (888) 800-7050
