How to Find Someone’s Insurance Provider

An accident triggers a chain of expenses, including medical bills, repair expenses, long-term care, and rehabilitation. Fortunately, you can file an insurance claim to recoup the costs. If you’ve suffered an injury in an accident that’s someone’s fault, you can file a claim with the other person’s insurance.

You can obtain insurance details at the accident scene. However, it’s not always possible because you may be involved in a hit-and-run incident, or the other party may refuse to cooperate.

If you can’t obtain the other party’s insurance details, there are ways to protect yourself. First, confide with a trusted car accident attorney at The Barnes Firm to get legal advice on your way forward.

How to Find Someone’s Insurance Provider

Here’s how you find someone’s insurance provider:

Call the Police

Inform the police if you got into a crash that involved another party. After police arrive at the scene, they will create a report including the date, time, weather, vehicle damage, and the at-fault party.

In addition to finding out someone else’s insurance provider, you’ll need the police report to file a claim. If you engage a car accident attorney, they’ll need the police report to complement their investigation of finding the at-fault party.

If the driver fled the scene, but you managed to get the license number, hand it to the police to aid investigations. More importantly, give the police as much information about the vehicle, including vehicle color, description, make, model, and the direction it was moving towards.

Visit the Department of Motor Vehicles

You can also visit the local Department of Motor Vehicle(DMV) to get help finding the at-fault party insurance information. You must provide the DMV with a valid reason for requesting information that belongs to a third party.

DMV requires either of the following details to generate a search result:

• Vehicle license plate number
• Owner’s driver’s license number
• Vehicle identification number

The driver’s contact information may also help find the at-fault party insurance information.

Report the Accident to the Insurer

Many drivers in hit-and-run incidents flee the scene because they don’t have auto insurance. Driving without insurance is illegal in most states that require vehicles to carry a minimum amount of liability insurance.

If you were involved in an accident and the other driver fled the scene or didn’t have insurance, it is always right to report to your insurance provider. The insurance provider can reimburse you through the uninsured motorist coverage.

The insurance company can also investigate independently to identify the at-fault party. Whether you make a claim or not, you should inform your insurance provider to avoid the risk of invalidating the policy.

Don’t Get Stuck; Get Help From an Experienced Car Accident Attorney

As you recover from a personal injury, a delayed insurance claim can worsen your suffering because of an unbearable financial burden.

Consider hiring an experienced lawyer from The Barnes Firm Injury Attorneys to assist your claim process.

Contact us online or call us at (800) 800-0000 for a free case evaluation.

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Richard Barnes – President of The Barnes Firm

Richard Barnes: “As President of The Barnes Firm, I have dedicated my career to achieving justice in hundreds of cases for the victims of injuries caused through the fault of others. Additionally, I have been honored to have been elected Best Lawyer and a Super Lawyer”

Years of Experience: 30+ years
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