11 January, 2024
Car accidents can cause varying injuries, including whiplash, internal injuries, head and brain injuries, burns, lacerations, and more. Victims of car accidents may require financial support to cover medical bills and injury-related losses they may face as a result of an accident.
While accident victims are entitled to compensation under personal injury laws, obtaining a settlement from the at-fault’s party insurer is not straightforward. If you cannot agree on a settlement with the insurance provider, you may need to file a lawsuit.
Consider speaking to a trusted personal accident attorney at The Barnes Firm who can represent your interests in the case and help you get the best result possible.
Once you’ve filed an insurance claim, there are uncertainties about obtaining a settlement from the insurance company. Most insurance companies drag their feet in honoring the settlement or try to low-ball accident victims.
Here are a few reasons why car accident settlements take time:
Insurance companies have internal controls aimed at preserving their profitability and long-term operations. They, therefore, investigate all claims and payments by subjecting them to various rounds of approvals.
A single claim undergoes various levels of checks, including confirming the limits of the cover, legal compliance, and determining the value of the loss.
Since people are directly involved in the claim, some delays are born to occur. For instance, the victim may fail to sign and return the crucial documents.
While some cases of delay are accidental, others are intentional. An insurance company can use unnecessary or tedious procedures to reduce or avoid making payments. ‘’Bad faith’’ occurs if an insurance company resorts to deceptive or dishonest actions to frustrate a personal injury victim.
Here are a few signs of bad faith:
In other instances, the insurer may refuse to settle even when evidence suggests that the policyholder is at fault, forcing you to file a car accident lawsuit in court.
Medical records provide the supporting evidence required to prove a target settlement amount. Unfortunately, victims of severe injuries take longer to obtain maximum medical improvement(MMI), a threshold that determines the nature of your injuries.
Similarly, an insurance company may wait for your recovery to establish a clear picture of your damages.
A timely resolution to a car accident claim means the victim can obtain monetary compensation to recover from the injury. Unfortunately, a delay in the settlement process deprives the victim of vital support, which exaggerates their pain and suffering.
Consider consulting an experienced attorney from The Barnes Firm for a speedy resolution of your case.
Contact us online or call us at (800) 800-0000 for a free case evaluation.
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Written by The Barnes Firm, reviewed by Richard Barnes
Rich Barnes
President
Richard Barnes: “As President of The Barnes Firm, I have dedicated my career to achieving justice in hundreds of cases for the victims of injuries caused through the fault of others. Additionally, I have been honored to have been elected Best Lawyer and a Super Lawyer”
Years of Experience: 30+ years
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This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by attorney president Rich Barnes who has more than 30+ years of legal experience as a practicing personal injury trial attorney.
The Barnes Firm is here to help you. Our personal injury firm helps individuals and their families who
have suffered an injury in an accident.
Whether your car crash was minor or serious, any injuries sustained in an accident can be painful and costly.
All motorcycle accidents are different, the compensation you receive will depend on the circumstances surrounding your accident.
A truck accident can be catastrophic, even in low-impact crashes, if you or your family are involved, you may be entitled to significant financial compensation.
There are dozens of accidents involving school buses each year, most commonly, involving children outside a school bus.
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