Should You Call the Cops for a Fender Bender?

More than 6 million car accidents occur in the United States each year. Of those accidents, approximately 1.25 million are fatal. The rest, however, range from serious accidents that result in injuries to minor fender benders.

A fender bender is a common term for a minor accident. Typically, fender benders cause little to no property damage and do not result in serious injuries. Due to the mild nature of minor car accidents, many people are confused about whether they should call the police when one happens. In many instances, calling the police is the best course of action. Here, we’ll discover why.

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woman holding her head in pain after an injury with a car accident scene in the background

Why are Minor Accidents a Cause for Concern?

Although a fender bender might not seem like a big deal to the untrained eye, underlying issues can sometimes be present. Days, weeks, or even months after a minor car accident, many people experience pain related to injuries that it caused. Injuries like whiplash, and other muscle strains, can go undetected for an extended period of time. Issues with cars can also go undetected for days after an accident.

As long as an injury or property damage is discovered within two years of a car accident, you have the right to file a claim. When this happens, having proof of the accident in the form of an official police report is extremely beneficial to everyone involved.

What are the Benefits of Filing a Police Report for a Small Accident?

When you call the cops after a fender bender, they’ll help you file an official police report. A police report includes important details that can benefit both parties, including:

  • Official witness statements
  • Both parties’ insurance information
  • A record of all visible damage
  • Details regarding how the accident occurred

Insurance companies prefer to work off of police reports because it helps to eliminate hearsay during the investigative process. A police report can also be used if you choose to pursue an additional settlement related to the car accident in court.

Insurance Agent Inspecting Car After Accident
Police Car Accident

Understanding the Laws About Filing Police Reports

It’s always in your best interest to file a police report following a fender bender or any other accident.

In many cases, you’re not required to call the police to the accident scene to file a police report. You can file a report over the phone or at the police station within 10 days. If the police are called to the accident scene, however, there are many benefits including:

  • Traffic control
  • Damage assessment
  • Medical assistance

It is best practice to call the police as soon as possible after a car accident, no matter how minor it may seem.

Call The Barnes Firm to Discuss Your Car Accident Case

If you’ve been involved in a car accident, never admit fault until you’ve talked with a trusted attorney regarding your case. The Barnes Firm’s car accident attorneys have decades of experience and have won millions in settlement claims.

The Barnes Firm is committed to helping you win the compensation you deserve. Our attorneys are recognized among the Best Lawyers and have been named members of Super Lawyers. To schedule a free consultation, call our office or contact us online today.