What Is the Average Settlement for a Minor Car Accident?

According to the National Safety Council, 3.7 million vehicle crashes resulted in medically consulted injuries in one year in the U.S. While a significant number of victims suffer severe injuries, some escape with only minor injuries after an automobile accident.

Examples of minor injuries include fractured or broken bones, eye injuries, sprains, cuts, bruises, minor dislocations, and lacerations. Minor car accident injuries require medical attention to minimize the chances of complications.

If you’ve sustained an injury in a car accident, consider engaging a trusted car accident attorney to obtain legal advice and support while pursuing compensation.

Factors That Determine the Average Settlement for a Minor Car Accident

Medical Documentation

Victims who have documented their injuries have a better chance of obtaining a sufficient settlement amount. You must assess the estimated present and future medical costs necessary to treat your injuries before accepting any offer from an insurance company.

Speak to an experienced car accident attorney who can compile vital evidence proving the extent of your injuries.

Dealing With Insurance Companies

Insurance companies can frustrate your efforts to obtain a fair settlement amount. Most large corporations, including insurance providers, have legal divisions with experienced attorneys who protect their interests in claims and lawsuits. Insurance companies want to pay you the least amount possible for your injuries and damages.

Even so, you can maximize the chances of success by engaging an attorney who can aggressively fight for your rights.

Multiplier

Unlike economic damages like lost wages or medical bills, there is no clear way to calculate non-economic damages. More importantly, a significant value of the settlement amount derives from the value of your pain and suffering and loss of normal body function.

Arriving at the settlement involves applying a multiplier to the value of the economic damages. Most multipliers range from 1.5 in mild injuries to 5 in severe cases.

If these factors are present in your case, the value of the multiplier may be higher:

A substantial number of follow-up treatments
Medical treatment from doctors or specialists in hospitals
Traumatic brain injury
Permanent disfigurement or scarring
Injuries that make you to be independent of others compared to before the injury
Spine or nerve damage
Joint injuries, particularly if they require reconstruction or surgery
Injuries that impact your daily life—for instance, inability to perform specific jobs

If these factors are present in your case, the multiplier is more likely to be lower:

Injuries to soft tissues caused by bruises, muscle strain, ligament pull, or sprains
An injury that requires fewer medical visits
An injury that requires a brief period of recovery
No scars
Possibility to care for yourself without assistance

Get Legal Help From an Experienced Car Accident Attorney

If you’ve sustained a broken limb in a car accident, you may be out of work for several weeks. Although it seems short, you deserve fair compensation for your lost wages, medical expenses, and other injury-related costs.

An experienced attorney from The Barnes Firm will work hard on your behalf to help you obtain the best result possible for your accident case.

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Other Blogs Related to Car Accident Settlements

Average Settlement Hit By Drunk Driver

Average Settlement for Car Accident Back and Neck Injury

How Much to Expect from a Car Accident Settlement in California

What Is the Average Settlement for a Car Accident While Pregnant

Written by The Barnes Firm, reviewed by Richard Barnes

Rich Barnes

President

Richard Barnes – President of The Barnes Firm

Richard Barnes: “As President of The Barnes Firm, I have dedicated my career to achieving justice in hundreds of cases for the victims of injuries caused through the fault of others. Additionally, I have been honored to have been elected Best Lawyer and a Super Lawyer”

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