The Insurance Company: Frequently Asked Questions

FAQs About Insurance

Who will pay for my medical bills, lost wages and other expenses if I am injured?

Medical costs are expensive, and if you are not at fault for a car crash, you could be entitled to significant compensation from the responsible party’s auto insurance. If you caused the accident, your insurance company will pay the other driver for damage to their vehicle and any injuries covered under your policy’s limits.

What if I’m sued?

Your insurance company should be assigning an attorney to handle your case, and you may need to testify or clarify the events of the crash. In some cases, you may be sued for more money than your insurance policy will cover. In this case, you may need your own attorney.

What if I want to sue?

When another driver is responsible for a car crash and injuries to you or your family, you could receive compensation for your injuries, pain and suffering, car damage and other expenses, such as lost wages or household help after the crash. The Barnes Firm can immediately build a case and make a claim with the other driver’s insurance company. Some insurance companies may not be willing to pay you fair compensation – and that’s why having your own legal advocate is so important. Our car accident lawyers will try to negotiate a fair settlement offer, and if the insurance company is being unreasonable, our attorneys are prepared to take your case to trial. There are time limits for filing some types of claims, so it is important to contact an experienced attorney as soon as possible.

What do I do if the other driver does not have insurance?

Although these are rare cases, you do have some options if you are injured and the other driver is uninsured or underinsured. In most cases, your own policy will pay for your injuries. If the other driver’s insurance is not enough to pay for your medical costs, your own insurance could pay the difference. If you have collision insurance, it will pay for damage to your car, no matter who is at fault.

How much will it cost me?

The Barnes Firm takes car accident cases on what’s called a ‘contingent fee basis.’ This means our clients will won’t pay a fee unless we win your case. A written contract should explain what percentage your lawyer will get if you win. It should also state who will pay for any costs associated with filing your claim, such as court fees. In most cases, The Barnes Firm will advance these costs, but state law may require the client to pay for some litigation expenses.

If you have questions concerning your auto policy or state laws, visit https://www.autoinsuranceindepth.com/state-minimums.html.

If you or a loved one has been in a car accident, call us now at 1-(800) 800-0000 or contact us today.

I am very thankful and appreciative for the wonderful job that The Barnes Firm has done for me with my auto accident. I think I was lucky to have Landon and Ali worked on my case. They were always available for me.

I was in a car accident and contacted, The Barnes Firm. I was transferred to an attorney right away. The attorney was very pleasant and helpful. He answered all my questions. He set up an appointment that same week. The attorney himself, came over to my home. He went over the paperwork and explained the procedure very thoroughly. The attorney’s paralegal contacted me right away. The office has been in touch with me and genuinely concerned about my injuries. This firm was on top of my case. I highly recommend them. Please call The Barnes Firm.

My attorney and his Assistant helped me through my injury case. It was a real pleasure having their legal advice available to me in a time when I couldn’t think straight or even figure out what to do after my accident injury.